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The 22-year-old man received a suspended term of five years in jail wholly suspended for two years on condition that he does not commit a similar offence within that period. In addition, he was also sentenced to eight strokes after being certified...

For some, the first Monday must be regarded as the most depressing. Many will have spent all their money over Christmas (and are possibly further in debt) but they know there’s 4 weeks to go before they even see a thebe for their efforts. The...

There are few of us who can claim such a position into today’s world.  There are two things that all of us can do however, to start to achieve this stress free lifestyle.  They are debt counselling - to get out of debt, and learning how to manage...

We usually get paid early in December and have to wait until the end of January to get paid again.  This can be six to seven weeks between salaries.  We also have the tendency to spend all of our bonuses as a “treat fund” to spoil ourselves,...

She knows there will be some yummy looking items on sale near the breads, and then she always takes a stroll up and down the aisles to see what else may tempt her. It’s fun! Boikhutso finds that most days she will leave the grocery shop with one to...

It would be wonderful if there was a quick fix, a simple and cheap method we could buy that would, in the blink of an eye, resolve the problem. Is debt consolidation that solution? Most of us also know that getting into severe debt didn’t happen...

We gauge our cultural wealth by how many cattle and goats we keep. However, we often have debts too – sometimes-big debts that cause us stress. Is it a wise choice that so many of us make to keep our assets whilst paying off our debts? Due to the...

At the time my massive weekly allowance amounted to P3.00!  I was seven years old. I had planned my spending of my P3,00 each week to get the maximum amount of sweets I could. My shopping list was as follows: One box of chocolates (called...

It would be wonderful if there was a quick fix, a simple and cheap method we could buy that would, in the blink of an eye, resolve the problem. Is debt consolidation that solution? Most of us also know that getting into severe debt didn’t happen...

Innocent feels that the letter is very stern: it states that he must find a way quickly to improve his situation, or face disciplinary action.  If he loses his job, he will have no income, and then his creditors will chase him even more... What can...

They had been wise over the years - saving and planning their retirement properly. They owned their own home and had paid off all their loans in full.  Anderson had always dreamed of owning his own business, and thought it would be a fun way to...

For some, the first Monday must be regarded as the most depressing. Many will have spent all their money over Christmas (and are possibly further in debt) but they know there’s four weeks to go before they even see a thebe for their efforts. The...

“Do you have financial dreams or financial goals?” While dreams and goals may sound like the same thing; they’re not. A financial dream is something you hope for; a financial goal is something you’ve planned for. It’s the planning, not the...

Lesego* is very worried. She’s experiencing a real crisis with her money situation. She’s got a good job in Gaborone, but her employer is garnishing too much of her wages. Lesego pays the following monthly expenses out of her...

A recent study revealed that borrowing to pay debt was the largest cause of financial stress, followed by lack of money skills and living beyond ones means. The high costs of living came at the bottom of the list, after having too many...