1. Plan your shopping ahead of timeTo minimise the need for frequent trips to the store, plan your shopping carefully. This not only saves you time but also helps you avoid unnecessary impulse purchases that can quickly drain your wallet.2. Earn...
1. Budgeting for Financial Clarity:Your financial journey begins with the creation of a comprehensive monthly budget. This essential tool allows you to track your income and expenses, shedding light on where your money is flowing and illuminating...
This straightforward yet powerful financial tool empowers individuals to take control of their money and pursue their financial aspirations with confidence. At its core, budgeting entails creating a well-structured plan for managing both income and...
1. Budget Review: Start by revisiting your budget to pinpoint areas where you can make cutbacks. Reducing unnecessary expenses and reallocating funds toward more essential items or savings can be a powerful strategy to maintain your financial...
When inflation is high, the value of money seems to shift like sand beneath our feet, with a knock-on effect on interest rates and the cost of living. Despite this, it’s encouraging to see many individuals and families continuing to explore ways to...
Customers should make it a habit to scrutinise and understand their bank statements when they receive them on a monthly basis. Bank statements are usually sent at the end of the month outlining crucial information such as service fees, cash deposit...
ATM Fraud through eWallet transactions is a growing concern as fraudsters use this simple but harmful way to take money from eWallet accounts. Though the perception is that those who are not tech-savvy are more vulnerable to these types of fraud,...
Insurance helps to protect business owners against property damage and liability claims. It ensures that a business can continue running after an unfortunate event.Insurance on the other hand is a mutual agreement in which an entity pays a fee on a...
As the much anticipated 2023-24 National Budget was released, many had been waiting to see if and how the government would allocate funding to Environment, Governance & Social (ESG) solutions.However, it is important to note that sustainable...
One key adjustment they can start to make is to set themselves up to be more credit worthy and increase their chances of getting funding.Credit worthiness is a financial term that a financial institute such as FNBB uses to determine whether the...
Notwithstanding, it is highly imperative to be vigilant at one’s physical location which are Automatic Teller Machines (ATMs) to further bolster one’s banking safety and security.Securing your informationSecurity experts recommend never writing...
These institutions include banks, medical aid companies, insurance companies, asset management firms and broker dealers as well as credit unions. It is a significant tool in the fight against rampant financial crimes such as money laundering or...
This is also the time when fraudsters tend to prey more aggressively on unsuspecting victims.There are many types of scams that no one individual should think they are above because fraudsters are continuously evolving their ways to try and outsmart...
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